⌂01
Refurbishment
Short-term funding for light or substantial works, supported by a clear cost plan and exit.
Discuss a deal →Direct property finance
Funding property.
Moving deals.
Bridging finance up to £2 million for property developers, landlords and business owners across England and Wales.
✓ Direct decision-maker✓ Clear commercial terms
01No published minimum
02England & Wales
03Up to 12 months*
04Property-backed lending
What we fund
Finance built around the property and the exit.
◷02
Auction & urgent purchases
Funding for time-sensitive acquisitions where the completion date cannot move.
Discuss a deal →▥03
Property acquisition
Finance for investment property purchases, including residential and mixed-use opportunities.
Discuss a deal →✓04
Refinance & bridge exits
A practical route where an existing facility is ending before your longer-term exit is ready.
Discuss a deal →Headline criteria
A clear starting point.
Every transaction is assessed individually. These criteria show whether a deal may be suitable for an initial conversation.
Check your deal- Loan size
- No minimum — up to £2 million
- Term
- Normally up to 12 months*
- Location
- England and Wales
- Security
- First legal charge over property
- Purpose
- Business and property investment only
- Repayment
- Credible sale or refinance exit
How it works
From enquiry to completion.
Send the key information at the outset and deal directly with TB Commercial throughout the transaction.
- 01
Send the deal
Provide the property, value, loan requirement and your proposed exit.
- 02
Direct assessment
TB Commercial reviews the asset, transaction and repayment strategy.
- 03
Indicative terms
If the deal fits, you receive clear headline terms for review.
- 04
Valuation & legal
Due diligence begins, with progress kept focused on completion.
DIRECT01DECISION-MAKER
About TB Commercial
Commercial judgement without unnecessary layers.
TB Commercial provides short-term, property-backed finance for professional borrowers. Each enquiry is reviewed directly, with attention given to the asset, the numbers and how the loan will be repaid.
We also work with private investors looking at property-backed opportunities. The aim is straightforward: clear terms and practical communication for viable transactions.
Speak to TB Commercial →Common questions
Before you apply.
What property can TB Commercial consider?+
Residential investment, mixed-use and commercial property may be considered where the facility is for business or investment purposes and suitable security is available.
How much can I borrow?+
Facilities are available up to £2 million. There is no published minimum loan size; every transaction is reviewed on its own merits.
How long can the loan run?+
Facilities normally run for up to 12 months. Other terms can be reviewed where the property, transaction and exit support them.
How is interest paid?+
Depending on the transaction, interest may be retained from the loan rather than paid monthly. The structure will be set out clearly in the indicative terms.
What is an exit strategy?+
The exit is how the loan will be repaid, typically through a property sale, refinance onto longer-term borrowing or another evidenced source.
Submit a deal
Tell us about the property.
Provide as much information as you have. We’ll use it to make an initial assessment and come back to you directly.